You've got questions,
we've got answers.
You've got questions, we've got answers.
Life Insurance 101
Term life is beneficial in many ways, the right answer is customizing it to your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right term is for you.
- Term serves multiple purposes:
- Income Replacement, Debt & Expenses, Estate Planning, Business Continuation and more.
Whether or not you need life insurances depends on your individual circumstances and financial goals. Here are some factors to consider when deciding if life insurance is right for you:
-
- Do you have dependents?
- Do you have significant Debt and Financial Obligations?
- Are you the primary breadwinner in your household?
- Proper estate planning, after your death
- Do you own a business? How do you allow your business to continue after your death?
- Do you have Financial Goals or Retirement planned out?
- Health & Age – Cost of insurance is fully dependent on your age and health.
- The younger & healthier you are, the less expensive it is.
- The older & more health related issues, the more expensive it can be.
Yes, even if you are a stay-at-home individual, life insurance can still be relevant and beneficial for certain reasons:
- Even if you do not earn a traditional income. Your contributions to the household are valuable and often involve tasks that would need to be replaced if you were no longer there. Ex: Childcare, housekeeping, meal preparation, transportation and more.
- Funeral and Final Expenses
- Debt and financial obligations
- Long-Term Planning
The amount of coverage you may need is entirely based on what your individual needs our and based on your current situation. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
About Limitless
Term Life is one of the many types of products that we offer. Our agents are well versed in uncovering your needs and guiding you in the right product and policy.
- Other Types of Life Insurance products include:
-
-
- Final Expense
- Term Life (Mortgage Protection, Cash Back Options, Convertible, etc.)
- Index Universal Life (Cash Value Policy)
- Variable Universal Life
-
To learn more about the type of insurance policies we have available, visit our policies page.
Coverage amount will vary based on your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
At Limitless, we have active over 50+ agents. Who are trained and well versed in both Life & Health Insurance services. Our experts are available and ready to assist you right now!
Life Insurance Services 1-888-538-3288
Health Insurance Services 1-888-533-3558
Application Process
Coverage amount will vary based on your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
Our experts are available and ready to assist you right now!
- Life Insurance Services (1-888-538-3288)
- Health Insurance Services (1-888-533-3558)
Most insurance carriers follow the same payment guidelines, which may include:
- EFT (Banking Account + Routing information)
- Credit/Debit (Depending on Carrier)
- SSN Direct Express Card/Social Security Direct Billing
Insurance carriers require and application submission to determine eligibility of the client based on medical records, Motor Vehicle reports, and Background History.
- Reason why Social Security is needed:
-
- For medical records, insurance companies run a Medical Information Background check to determine Health risks and prescribed medications. That information is underwritten directly in everyone’s Social Security (No Credit Checks are being pulled)
- For identity purposes, social security numbers are utilized to pull background history checks for the appropriate individual.
-
- Reason why Driver’s License is need:
-
-
- For Motor Vehicle Reports, insurance company will utilize the DL to request the needed reports and for identity verification.
-
Existing Customer
Filing a claim can be completed in several ways. You may contact your insurance carrier directly, contact your agent for support, or you can access your portal online to file the claim online.
Canceling a policy can be completed in several ways. You may contact your insurance carrier directly, contact your agent for support, or you can access your portal online to submit cancellation online.
Other Questions
Term life is beneficial in many ways, the right answer is customizing it to your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right term is for you.
- Term serves multiple purposes:
- Income Replacement, Debt & Expenses, Estate Planning, Business Continuation and more.
Whether or not you need life insurance depends on your individual circumstances and financial goals. Here are some factors to consider when deciding if life insurance is right for you.
- Do you have dependents?
- Do you have significant debt and financial obligations?
- Are you the primary breadwinner in your household?
- Proper estate planning, after your death.
- Do you own a business? How do you allow your business to continue after your death?
- Do you have financial goals or retirement planned out?
- Health and age:
- Cost of insurance is fully dependent on your age and health. The younger and healthier you are, the less expensive it is.
- The older and more health related issues, the more expensive it can be.
Yes, even if you are a stay-at-home individual, life insurance can still be relevant and beneficial for certain reasons:
- Even if you do not earn a traditional income. Your contributions to the household are valuable and often involve tasks that would need to be replaced if you were no longer there. Ex: Childcare, housekeeping, meal preparation, transportation and more.
- Funeral and Final Expenses
- Debt and financial obligations
- Long-Term Planning
-
The amount of coverage you may need is entirely based on what your individual needs our and based on your current situation. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
Term Life is one of the many types of products that we offer. Our agents are well versed in uncovering your needs and guiding you in the right product and policy.
Other Types of Life Insurance products include:
- Final Expense
- Term Life (Mortgage Protection, Cash Back Options, Convertible, etc.)
- Index Universal Life (Cash Value Policy)
- Variable Universal Life
To learn more about the type of insurance policies we have available, visit our policies page.
Coverage amount will vary based on your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
At Limitless, we have active over 50+ agents. Who are trained and well versed in both Life & Health Insurance services. Our experts are available and ready to assist you right now!
Life Insurance Services (1-888-538-3288)
Health Insurance Services (1-888-533-3558)
Coverage amount will vary based on your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
Our experts are available and ready to assist you right now!
- Life Insurance Services (1-888-538-3288)
- Health Insurance Services (1-888-533-3558)
Or you can visit our self-service options:
Most insurance carriers follow the same payment guidelines, which may include:
-
- EFT (Banking Account + Routing information)
- Credit/Debit (Depending on Carrier)
- SSN Direct Express Card/Social Security Direct Billing
Insurance carriers require and application submission to determine eligibility of the client based on medical records, Motor Vehicle reports, and Background History.
-
- Reason why Social Security is needed:
- For medical records, insurance companies run a Medical Information Background check to determine Health risks and prescribed medications. That information is underwritten directly in everyone’s Social Security (No Credit Checks are being pulled)
- For identity purposes, social security numbers are utilized to pull background history checks for the appropriate individual.
- Reason why Social Security is needed:
-
- Reason why Driver’s License is need:
- For Motor Vehicle Reports, insurance company will utilize the DL to request the needed reports and for identity verification.
- Reason why Driver’s License is need:
Term Life is one of the many types of products that we offer. Our agents are well versed in uncovering your needs and guiding you in the right product and policy.
Other Types of Life Insurance products include:
- Final Expense
- Term Life (Mortgage Protection, Cash Back Options, Convertible, etc.)
- Index Universal Life (Cash Value Policy)
- Variable Universal Life
To learn more about the type of insurance policies we have available, visit our policies page.
Coverage amount will vary based on your needs. Our agents will walk you through a very quick and easy needs analysis to determine what the right amount of coverage is for you.
At Limitless, we have active over 50+ agents. Who are trained and well versed in both Life & Health Insurance services. Our experts are available and ready to assist you right now!
Life Insurance Services (1-888-538-3288)
Health Insurance Services (1-888-533-3558)
- Our agents are experts at finding the best coverage options at the best rates. Life insurance does not need to be expensive, our agents will assist in identifying your needs to the right coverage options that meets your budget.
Life Insurance 101
About Limitless
Application Process
Existing Customer
Other Questions
Questions about our plans?
Call us Monday - Friday 9am - 6pm EST
For Life Insurance Services, 1-888-538-3288
For Health Insurance Services, 1-888-533-3558
Questions about our plans?
Call us Monday - Friday 9am - 6pm EST
For Life Insurance Services, 1-888-538-3288
For Health Insurance Services, 1-888-533-3558
